AN Alpesh Nakrani
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Finance · Compliance readiness

Regulatory reporting automation that ties out before the examiner asks.

Map governed data to report fields, validate completeness, explain changes, and prepare an auditable filing package for accountable sign-off.

◆ human-gateda person approves every consequential action
$18,500
fixed-scope pilot
Specialist opportunity
launch posture
Strong durable demand
market signal
regulatory-reporting-automation
// map fields
input: Report instructions
step: run data-quality checks
citations: [ source ✓ ]   confidence: 0.93
HUMAN GATEawaiting review →

Nothing is finalized until a human approves it.

Built for
The buyer
Chief Compliance Officer, Chief Financial Officer, Regulatory Reporting executive
The champion
Regulatory Reporting Director, Controller, Data Governance leader
Day-to-day users
Reporting analysts, compliance, finance data and model-risk teams

Designed, built, and evaluated by Alpesh Nakrani, VP of Growth at ViitorCloud, 14 years shipping software, writing on AI-Native engineering and evaluation.

Evals-first
built in from day one
Human-gated
judgment stays with you
The problem

Where the time and money actually go.

Reports pull from many systems, transformations are poorly documented, rule changes create manual patches, and late reconciliations raise filing risk.

Who feels it

Reporting analysts, compliance, finance data and model-risk teams

Trigger to act: A filing is repeatedly late, examiner findings cite lineage or reconciliation, new jurisdiction/product rules apply, or reporting teams depend on fragile spreadsheets.

Outcome & ROI

The result you can model before you sign.

Illustrative, replace with your data
$52,200
per month, illustrative

Illustrative only: 15 recurring reports × 60 analyst hours removed per cycle × $58 loaded hourly cost = $52,200 capacity per reporting cycle. Regulatory risk reduction remains non-guaranteed.

The outcome, plainly: Map governed data to report fields, validate completeness, explain changes, and prepare an auditable filing package for accountable sign-off.

Data-quality exceptions
Reconciliation breaks
Filing cycle time
How it works

Inputs in. A cited, review-ready result out. Your expert decides.

A Evidence-grounded reporting agent. Every material fact is grounded in an allowed source and returned with its identifier, no invented data.

01
Map fields
02
Run data-quality checks
03
Reconcile totals
04
Explain period changes
05
Identify missing lineage
06
Draft filing workpaper
07
Create reviewer checklist
08
Preserve approvals
Reference architecturegrounded · human-in-the-loop · fully auditable
Source systems · scoped access
Regulatory reporting platform
Governed data warehouse
ERP / core systems
Rule and taxonomy repository
Data quality controls
Grounded reasoning core
Retrieve & extract
grounded on your sources, returns citations
Reason & draft
Claude Sonnet 4.6 or GPT-5.6 Terra
Human gateNamed reporting officers approve every adjustment, interpretation, certification, and filing; current rule text and effective dates are verified per jurisdiction.
Action · only after approval
Preserve approvals
Audit trace
sources, rules, confidence, reviewer
Tenant isolation
minimum data, never cross-tenant
Evaluation suite
baselined pre-launch, watched after
Observability
cost, latency & drift telemetry
Model strategy

Claude Sonnet 4.6 or GPT-5.6 Terra for complex grounded work; select by task-level evaluation; Gemini 2.5 Flash, GPT-5.4 mini or Claude Haiku 4.5 for high-volume routing and drafting. PostgreSQL + pgvector or managed vector store; policy rules and evaluator service.

Inputs
  • Report instructions
  • Taxonomy
  • Source data
  • Transformation rules
  • Prior filing
  • Reconciliations
The human gate

AI-Native, not autonomous. Judgment stays with your people.

The machine does the work; the human’s role narrows to the one thing that matters, judgment. That constraint is what makes it safe to deploy.

Non-negotiable human gate

Named reporting officers approve every adjustment, interpretation, certification, and filing; current rule text and effective dates are verified per jurisdiction.

What it will never do
No autonomous filing or certification
No interpretation of ambiguous rules without compliance/legal review
No use of stale taxonomy or uncontrolled data
The scorecard

A scorecard, not a demo. We baseline what breaks in production.

Every deployment ships with an evaluation suite. These are the numbers we baseline before launch and monitor after.

Primary
Data-quality exceptions
Reconciliation breaks
Filing cycle time
Late adjustment
Lineage coverage
Reviewer notes
Restatement rate
Control-test pass rate
Why this, not that

The category is crowded. Most of it isn’t built for your workflow.

The alternatives
AxiomSL / AdenzaWorkivaWolters KluwerRegnologyOracle / SAP reportingInternal regulatory data teams
This implementation

Fixed-scope, tuned to your systems and rules, grounded in your data, with the human gate and audit trail built in from day one. A price you own, not a subscription you rent.

✓ Fixed price, not a seat subscription ✓ Grounded in your data & rules ✓ Human approval on consequential actions ✓ Auditable decision trace
Systems & integrations

It plugs into the stack you already run.

No rip-and-replace. Access is scoped to the minimum data necessary, isolated per tenant, and fully logged.

Regulatory reporting platformGoverned data warehouseERP / core systemsRule and taxonomy repositoryData quality controlsFiling portal
Pricing

Transparent by design. The build price buys the workflow and the proof.

A fixed implementation fee plus a monthly bill that scales with volume and governance. No hidden seats.

Pilot
$18,500
one-time · bounded proof of value
  • One process / scope
  • Live workflow on your data
  • Baseline evaluation suite
  • Measured vs. current process
Most chosen
Production
$43,000
one-time · full deployment
  • Full scope & integration
  • Human-review UI & audit trail
  • Write-back to your systems
  • Production evals & monitoring
Enterprise
$72,000
one-time · multi-entity / regulated
  • Multi-facility rollout
  • Advanced security & compliance
  • Custom control & escalation
  • Dedicated evaluation program
Monthly operating cost

500–5,000 report runs per month; source queries, model use and export storage.

$450–3,900
usage (models, OCR, vector, storage)
$2,800/mo
managed evaluation & monitoring

Planning assumptions, not vendor quotations. Your regulatory reporting platform and other platform licenses are separate and owned by you. Figures confirmed during scoping.

On working with Alpesh
“His vast knowledge of technologies and a natural problem-solving mindset consistently lead us through complex challenges with clarity and confidence.”
AM
Adil Multani
Senior Backend Developer
Why this is safe to try
01Baseline first. We measure your current numbers before we build anything.
02Fixed scope, fixed price. One process in the pilot. No open-ended engagement.
03Expand only if the scorecard earns it. You see the measured result before committing to production.
04Your people stay in control. The human gate means nothing consequential happens without a human’s approval.
FAQ

Questions serious buyers ask.

Does the AI act on its own?

No. Named reporting officers approve every adjustment, interpretation, certification, and filing; current rule text and effective dates are verified per jurisdiction. The system drafts and recommends; a human approves every consequential action. Explicitly excluded: no autonomous filing or certification; no interpretation of ambiguous rules without compliance/legal review; no use of stale taxonomy or uncontrolled data.

How do you stop it inventing facts?

Every material claim is grounded in an allowed source record and returned with its source identifier. The system separates observed facts, model inference, and missing information, and routes to a human whenever confidence is low, evidence conflicts, or an adverse outcome is possible.

What does it cost to run each month?

A usage bill of roughly $450–3,900 per month (500–5,000 report runs per month plus source queries, model use and export storage), plus a $2,800 per month managed retainer for evaluation, monitoring and maintenance. Your existing platform licenses are separate and already yours. Exact figures are confirmed during scoping.

Do we need a ChatGPT or Claude subscription?

No consumer ChatGPT or Claude subscription is required for the production workflow. The client needs an approved API/cloud billing account. Workspace seats are optional for internal prototyping and administrator access.

How is this different from AxiomSL/Adenza?

Tools like AxiomSL/Adenza, Workiva, Wolters Kluwer are broad platforms you adapt to. This is a fixed-scope implementation tuned to your systems and rules, grounded in your data, with the human gate and audit trail built in, and a transparent price instead of a seat subscription.

How long until it’s live, and how do we prove it works?

This is a specialist opportunity. We baseline “Data-quality exceptions” first, then measure against that baseline. You see the scorecard before expanding scope, the evaluation suite ships with the system, not as an afterthought.

Book a scoping call

Bring your real numbers. Leave with a fixed-scope plan.

A 30-minute engineering-led working session, no slideware. You leave with a sized opportunity estimate, a fixed-scope pilot plan, and the integration & human-review path mapped.

VP of Growth at ViitorCloud · senior delivery owner confirmed before paid work

Ask AI about Regulatory Reporting Automation