AN Alpesh Nakrani
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Finance · Risk reduction

Contract and covenant intelligence without the renewal surprise.

Extract payment terms, renewals, obligations, and debt covenants into an auditable register with evidence-linked monitoring tasks.

◆ human-gateda person approves every consequential action
$21,000
fixed-scope pilot
Specialist opportunity
launch posture
Strong durable demand
market signal
contract-and-covenant-intelligence
// classify document
input: Contracts
step: extract clause and exact citation
citations: [ source ✓ ]   confidence: 0.93
HUMAN GATEawaiting review →

Nothing is finalized until a human approves it.

Built for
The buyer
CFO, Treasurer, Chief Legal Officer, PE Operating Partner
The champion
Corporate Finance Director, Debt/Capital Markets lead, Procurement or Legal Operations
Day-to-day users
Treasury, finance, legal, procurement, controllers

Designed, built, and evaluated by Alpesh Nakrani, VP of Growth at ViitorCloud, 14 years shipping software, writing on AI-Native engineering and evaluation.

Evals-first
built in from day one
Human-gated
judgment stays with you
The problem

Where the time and money actually go.

Material terms are buried in contracts and amendments, calendars are incomplete, and finance discovers notice dates or covenant details late.

Who feels it

Treasury, finance, legal, procurement, controllers

Trigger to act: Debt or contract volume is growing, M&A creates a review backlog, covenant reporting is manual, or renewal leakage is visible.

Outcome & ROI

The result you can model before you sign.

Illustrative, replace with your data
$46,667
per month, illustrative

Illustrative only: 2,000 active agreements × 20 minutes annual review removed × $70 loaded hourly cost ÷ 60 = $46,667 annual capacity. Missed-obligation risk is not guaranteed savings.

The outcome, plainly: Extract payment terms, renewals, obligations, and debt covenants into an auditable register with evidence-linked monitoring tasks.

Obligation extraction accuracy
missed-date rate
covenant calculation agreement
How it works

Inputs in. A cited, review-ready result out. Your expert decides.

A Document AI + grounded RAG copilot. Every material fact is grounded in an allowed source and returned with its identifier, no invented data.

01
Classify document
02
extract clause and exact citation
03
reconcile amendments
04
create obligation/covenant record
05
calculate configured test inputs
06
monitor dates
07
draft review package
Reference architecturegrounded · human-in-the-loop · fully auditable
Source systems · scoped access
Contract repository/CLM
ERP
treasury/debt management
calendar/task system
document store
Grounded reasoning core
Retrieve & extract
grounded on your sources, returns citations
Reason & draft
Claude Sonnet 4.6 or GPT-5.6 Terra
Human gateLegal and finance owners confirm interpretation, calculations, notices, waiver requests, and compliance certification.
Action · only after approval
draft review package
Audit trace
sources, rules, confidence, reviewer
Tenant isolation
minimum data, never cross-tenant
Evaluation suite
baselined pre-launch, watched after
Observability
cost, latency & drift telemetry
Model strategy

Claude Sonnet 4.6 or GPT-5.6 Terra for evidence-aware extraction and reasoning; Gemini 2.5 Flash-Lite or Claude Haiku 4.5 for high-volume classification and normalization. Amazon Textract or Azure AI Document Intelligence; PostgreSQL + pgvector; Pinecone only when scale/latency requires it.

Inputs
  • Contracts
  • amendments
  • schedules
  • credit agreements
  • compliance certificates
  • financial definitions
The human gate

AI-Native, not autonomous. Judgment stays with your people.

The machine does the work; the human’s role narrows to the one thing that matters, judgment. That constraint is what makes it safe to deploy.

Non-negotiable human gate

Legal and finance owners confirm interpretation, calculations, notices, waiver requests, and compliance certification.

What it will never do
No legal advice or final contract interpretation
No autonomous notice/certification
No covenant calculation without approved definitions and reconciled data
The scorecard

A scorecard, not a demo. We baseline what breaks in production.

Every deployment ships with an evaluation suite. These are the numbers we baseline before launch and monitor after.

Primary
Obligation extraction accuracy
missed-date rate
covenant calculation agreement
source citation
review time
renewal leakage
unresolved ambiguity
audit exceptions
Why this, not that

The category is crowded. Most of it isn’t built for your workflow.

The alternatives
IcertisIroncladLinkSquaresEvisortDocusign CLMBloomberg/treasury toolslegal review teams
This implementation

Fixed-scope, tuned to your systems and rules, grounded in your data, with the human gate and audit trail built in from day one. A price you own, not a subscription you rent.

✓ Fixed price, not a seat subscription ✓ Grounded in your data & rules ✓ Human approval on consequential actions ✓ Auditable decision trace
Systems & integrations

It plugs into the stack you already run.

No rip-and-replace. Access is scoped to the minimum data necessary, isolated per tenant, and fully logged.

Contract repository/CLMERPtreasury/debt managementcalendar/task systemdocument storelegal review workflow
Pricing

Transparent by design. The build price buys the workflow and the proof.

A fixed implementation fee plus a monthly bill that scales with volume and governance. No hidden seats.

Pilot
$21,000
one-time · bounded proof of value
  • One process / scope
  • Live workflow on your data
  • Baseline evaluation suite
  • Measured vs. current process
Most chosen
Production
$49,000
one-time · full deployment
  • Full scope & integration
  • Human-review UI & audit trail
  • Write-back to your systems
  • Production evals & monitoring
Enterprise
$82,000
one-time · multi-entity / regulated
  • Multi-facility rollout
  • Advanced security & compliance
  • Custom control & escalation
  • Dedicated evaluation program
Monthly operating cost

8,000–30,000 pages per month; retrieval, generation, vector search and evidence storage.

$1,100–6,800
usage (models, OCR, vector, storage)
$2,800/mo
managed evaluation & monitoring

Planning assumptions, not vendor quotations. Your Contract repository and other platform licenses are separate and owned by you. Figures confirmed during scoping.

On working with Alpesh
“His vast knowledge of technologies and a natural problem-solving mindset consistently lead us through complex challenges with clarity and confidence.”
AM
Adil Multani
Senior Backend Developer
Why this is safe to try
01Baseline first. We measure your current numbers before we build anything.
02Fixed scope, fixed price. One process in the pilot. No open-ended engagement.
03Expand only if the scorecard earns it. You see the measured result before committing to production.
04Your people stay in control. The human gate means nothing consequential happens without a person’s approval.
FAQ

Questions serious buyers ask.

Does the AI act on its own?

No. Legal and finance owners confirm interpretation, calculations, notices, waiver requests, and compliance certification. The system drafts and recommends; a human approves every consequential action. Explicitly excluded: No legal advice or final contract interpretation; no autonomous notice/certification; no covenant calculation without approved definitions and reconciled data.

How do you stop it inventing facts?

Every material claim is grounded in an allowed source record and returned with its source identifier. The system separates observed facts, model inference, and missing information, and routes to a human whenever confidence is low, evidence conflicts, or an adverse outcome is possible.

What does it cost to run each month?

A usage bill of roughly $1,100–6,800/month (8,000–30,000 pages/month plus retrieval, generation, vector search and evidence storage), plus a $2,800/month managed retainer for evaluation, monitoring and maintenance. Your existing platform licenses are separate and already yours. Exact figures are confirmed during scoping.

Do we need a ChatGPT or Claude subscription?

No consumer ChatGPT or Claude subscription is required for the production workflow. The client needs an approved API/cloud billing account. Workspace seats are optional for internal prototyping and administrator access.

How is this different from Icertis?

Tools like Icertis, Ironclad, LinkSquares are broad platforms you adapt to. This is a fixed-scope implementation tuned to your systems and rules, grounded in your data, with the human gate and audit trail built in, and a transparent price instead of a seat subscription.

How long until it’s live, and how do we prove it works?

This is a specialist opportunity. We baseline “Obligation extraction accuracy” first, then measure against that baseline. You see the scorecard before expanding scope, the evaluation suite ships with the system, not as an afterthought.

Book a scoping call

Bring your real numbers. Leave with a fixed-scope plan.

A 30-minute engineering-led working session, no slideware. You leave with a sized opportunity estimate, a fixed-scope pilot plan, and the integration & human-review path mapped.

VP of Growth at ViitorCloud · senior delivery owner confirmed before paid work

Ask AI about Contract & Covenant Intelligence