AN Alpesh Nakrani
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Finance · Compliance readiness

AML alert triage that cuts investigation time without the backlog.

Enrich alerts, reconstruct customer and transaction context, draft an evidence-linked disposition, and let investigators decide escalation.

◆ human-gateda person approves every consequential action
$24,000
fixed-scope pilot
Enterprise / regulated launch
launch posture
High current buying momentum
market signal
aml-alert-triage-copilot
// enrich entities
input: Alert
step: summarize transaction pattern
citations: [ source ✓ ]   confidence: 0.93
HUMAN GATEawaiting review →

Nothing is finalized until a human approves it.

Built for
The buyer
Chief Compliance Officer, BSA/AML Officer, Financial Crime executive
The champion
AML Investigations Director, Transaction Monitoring leader, Model Risk manager
Day-to-day users
Level-1/2 investigators, QA, compliance analytics teams

Designed, built, and evaluated by Alpesh Nakrani, VP of Growth at ViitorCloud, 14 years shipping software, writing on AI-Native engineering and evaluation.

Evals-first
built in from day one
Human-gated
judgment stays with you
The problem

Where the time and money actually go.

Transaction-monitoring rules generate repetitive alerts, investigators gather the same context across systems, and inconsistent narratives slow QA.

Who feels it

Level-1/2 investigators, QA, compliance analytics teams

Trigger to act: Alert backlogs threaten SLAs, false positives consume capacity, a new monitoring model launches, or regulators expect better disposition evidence.

Outcome & ROI

The result you can model before you sign.

Illustrative, replace with your data
$57,600
per month, illustrative

Illustrative only: 12,000 alerts/month × 6 minutes removed × $48 loaded hourly cost ÷ 60 = $57,600 monthly capacity. Safety acceptance must prioritize false-negative control over labor savings.

The outcome, plainly: Enrich alerts, reconstruct customer and transaction context, draft an evidence-linked disposition, and let investigators decide escalation.

Investigation minutes
Alert aging
QA agreement
How it works

Inputs in. A cited, review-ready result out. Your expert decides.

A Read-only security investigation agent. Every material fact is grounded in an allowed source and returned with its identifier, with no invented data.

01
Enrich entities
02
Summarize transaction pattern
03
Compare to expected activity and typologies
04
Identify missing context
05
Draft disposition options
06
Cite evidence
07
Route high-risk cases
Reference architecturegrounded · human-in-the-loop · fully auditable
Source systems · scoped access
Transaction monitoring platform
Core banking/payments
KYC profile
Sanctions/adverse-media providers
Case management
Grounded reasoning core
Retrieve & extract
grounded on your sources, returns citations
Reason & draft
Claude Sonnet 4.6 or GPT-5.6 Terra
Human gateInvestigators close or escalate every alert; MLRO/BSA processes govern SAR decisions; the copilot cannot suppress a true positive or change monitoring thresholds.
Action · only after approval
Route high-risk cases
Audit trace
sources, rules, confidence, reviewer
Tenant isolation
minimum data, never cross-tenant
Evaluation suite
baselined pre-launch, watched after
Observability
cost, latency & drift telemetry
Model strategy

Claude Sonnet 4.6 or GPT-5.6 Terra, selected on the client’s code/security golden set; Deterministic scanners, policy rules and tests remain authoritative; use a smaller model for labeling only. Read-only tool adapters; Sandboxed execution; Static analysis / test framework.

Inputs
  • Alert
  • Transaction graph
  • Customer profile
  • Counterparties
  • Prior cases
  • Rule/model explanation
The human gate

AI-Native, not autonomous. Judgment stays with your people.

The machine does the work; the human’s role narrows to the one thing that matters, judgment. That constraint is what makes it safe to deploy.

Non-negotiable human gate

Investigators close or escalate every alert; MLRO/BSA processes govern SAR decisions; the copilot cannot suppress a true positive or change monitoring thresholds.

What it will never do
No autonomous alert closure
No SAR decision or filing
No model-threshold change
No claim that reduced review time equals reduced regulatory responsibility
The scorecard

A scorecard, not a demo. We baseline what breaks in production.

Every deployment ships with an evaluation suite. These are the numbers we baseline before launch and monitor after.

Primary
Investigation minutes
Alert aging
QA agreement
Escalation recall
False-negative rate on gold cases
Narrative completeness
Re-open rate
Analyst override pattern
Why this, not that

The category is crowded. Most of it isn’t built for your workflow.

The alternatives
Unit21FeedzaiFeaturespaceNICE ActimizeQuantexaComplyAdvantageOracle Financial Crimeinvestigator teams
This implementation

Fixed-scope, tuned to your systems and rules, grounded in your data, with the human gate and audit trail built in from day one. A price you own, not a subscription you rent.

✓ Fixed price, not a seat subscription ✓ Grounded in your data & rules ✓ Human approval on consequential actions ✓ Auditable decision trace
Systems & integrations

It plugs into the stack you already run.

No rip-and-replace. Access is scoped to the minimum data necessary, isolated per tenant, and fully logged.

Transaction monitoring platformCore banking/paymentsKYC profileSanctions/adverse-media providersCase managementData warehouse
Pricing

Transparent by design. The build price buys the workflow and the proof.

A fixed implementation fee plus a monthly bill that scales with volume and governance. No hidden seats.

Pilot
$24,000
one-time · bounded proof of value
  • One process / scope
  • Live workflow on your data
  • Baseline evaluation suite
  • Measured vs. current process
Most chosen
Production
$56,000
one-time · full deployment
  • Full scope & integration
  • Human-review UI & audit trail
  • Write-back to your systems
  • Production evals & monitoring
Enterprise
$94,000
one-time · multi-entity / regulated
  • Multi-facility rollout
  • Advanced security & compliance
  • Custom control & escalation
  • Dedicated evaluation program
Monthly operating cost

25,000 to 1,000,000 security events per month; SIEM/export charges can dominate.

$1,550–18,200
usage (models, OCR, vector, storage)
$3,800/mo
managed evaluation & monitoring

Planning assumptions, not vendor quotations. Your Transaction monitoring platform and other platform licenses are separate and owned by you. Figures confirmed during scoping.

On working with Alpesh
“His vast knowledge of technologies and a natural problem-solving mindset consistently lead us through complex challenges with clarity and confidence.”
AM
Adil Multani
Senior Backend Developer
Why this is safe to try
01Baseline first. We measure your current numbers before we build anything.
02Fixed scope, fixed price. One process in the pilot. No open-ended engagement.
03Expand only if the scorecard earns it. You see the measured result before committing to production.
04Your people stay in control. The human gate means nothing consequential happens without a person’s approval.
FAQ

Questions serious buyers ask.

Does the AI act on its own?

No. Investigators close or escalate every alert; MLRO/BSA processes govern SAR decisions; the copilot cannot suppress a true positive or change monitoring thresholds. The system drafts and recommends; a human approves every consequential action. Explicitly excluded: no autonomous alert closure; no SAR decision or filing; no model-threshold change; no claim that reduced review time equals reduced regulatory responsibility.

How do you stop it inventing facts?

Every material claim is grounded in an allowed source record and returned with its source identifier. The system separates observed facts, model inference, and missing information, and routes to a human whenever confidence is low, evidence conflicts, or an adverse outcome is possible.

What does it cost to run each month?

A usage bill of roughly $1,550 to $18,200 per month (25,000 to 1,000,000 security events per month; SIEM/export charges can dominate), plus a $3,800 per month managed retainer for evaluation, monitoring and maintenance. Your existing platform licenses are separate and already yours. Exact figures are confirmed during scoping.

Do we need a ChatGPT or Claude subscription?

No consumer ChatGPT or Claude subscription is required for the production workflow. You need an approved API/cloud billing account. Workspace seats are optional for internal prototyping and administrator access.

How is this different from Unit21?

Tools like Unit21, Feedzai, and Featurespace are broad platforms you adapt to. This is a fixed-scope implementation tuned to your systems and rules, grounded in your data, with the human gate and audit trail built in, and a transparent price instead of a seat subscription.

How long until it is live, and how do we prove it works?

We baseline the investigation minutes first, then measure against that baseline. You see the scorecard before expanding scope: the evaluation suite ships with the system, not as an afterthought.

Book a scoping call

Bring your real numbers. Leave with a fixed-scope plan.

A 30-minute engineering-led working session, no slideware. You leave with a sized opportunity estimate, a fixed-scope pilot plan, and the integration & human-review path mapped.

VP of Growth at ViitorCloud · senior delivery owner confirmed before paid work

Ask AI about AML Alert Triage Copilot